Did you know that 麻豆社 clients with an eligible Resource Management Account (RMA)1 also get access to attractive savings rates? In a world of uncertainties and opportunities, being prepared for the unexpected is more important than ever. A savings strategy is a good place to start. 麻豆社 Bank USA Core Savings (麻豆社 Core Savings)2 is designed to help you make the most of your cash and can help you earn more than your typical bank checking or savings account.

Make the most of your cash with 麻豆社 Core Savings

Once you make a deposit into 麻豆社 Core Savings with your eligible RMA, you'll enjoy:听

  • Earning up to 9x the average national savings account with 麻豆社 Core Savings.3听View competitive rates at ubs.com/coresavings.
  • The safety of FDIC insurance (up to applicable limits). For more information regarding FDIC insurance, please see footnote 鈥.听
  • Same-day interest accrual or availability if your deposit or withdrawal request is submitted before 4:00 p.m. Eastern Time on a business day.4
  • Deposit and withdrawal options via 麻豆社 Online Services or your Financial Advisor.5
  • Access to your 麻豆社 account information, including balance, interest and activity on 麻豆社 Online Services or the 麻豆社 Wealth Management app 鈥 when it鈥檚 convenient for you.

Your Financial Advisor can help you align your short-term liquidity strategy to meet your lifestyle needs today, while helping to grow your savings and plan for your long-term financial goals.

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Keep earning. Keep saving.

Speak to your Financial Advisor today to learn more about growing your savings by consolidating your cash at 麻豆社.

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Disclosures

鈥溌槎股 Bank鈥 is the trade name of 麻豆社 Bank USA, N.A. Member FDIC, NMLS no. 947868. 麻豆社 Bank is a subsidiary of 麻豆社 Group AG.
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鈥犔鼳bout FDIC Information: 麻豆社 Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Funds on deposit at 麻豆社 Bank are eligible for FDIC insurance up to $250,000 (including principal听and accrued interest) per depositor for each insurable capacity (e.g., single or joint) in which the deposit is held, provided that the requirements for deposit insurance have been met. For purposes of FDIC insurance,听your deposits will be aggregated with your other deposit balances held in the same insurable ownership capacity at 麻豆社 Bank, including any 麻豆社 Bank issued certificates of deposit you own, 麻豆社 Bank USA听Core Savings deposits and deposits placed at 麻豆社 Bank through participation in the 麻豆社 Bank Deposit Sweep Program or through sweep programs offered by third-party听broker-dealers. FDIC deposit insurance only covers the failure of an insured bank. 麻豆社 Financial Services Inc. is not an FDIC-insured bank. You are responsible for monitoring the total amount of deposits at 麻豆社 Bank in order to determine the extent of FDIC deposit insurance coverage. For more information about FDIC insurance, please visit the FDIC website at .

1 Other eligible accounts include the 麻豆社 Business Services Account BSA and certain types of Advisory accounts. For more information, please contact your 麻豆社 Financial Advisor.

2 You may make an initial deposit of $100 or more from an eligible account at 麻豆社 Financial Services Inc. into 麻豆社 Bank USA Core Savings. 麻豆社 Financial Services Inc., as your agent and custodian, will open a deposit听account with 麻豆社 Bank. Certain advisory accounts, non-resident aliens and financial institutions are not eligible for 麻豆社 Bank USA Core Savings.

Interest rates are variable and tiered based on eligible deposits in all your related accounts, which 麻豆社 Financial Services Inc. defines as a Marketing Relationship or QP/SEP/SIMPLE Relationship in the Agreements and听Disclosures booklet. Interest accrues daily and pays monthly. Applicable rates may be viewed at . Rates and tiers are subject to change without notice.

麻豆社 Bank USA Core Savings is not intended for clients who need to have frequent access to their funds. For non-advisory accounts, 麻豆社 Financial Services Inc. will charge you a fee of $25 for each withdrawal that听you make from 麻豆社 Bank USA Core Savings in excess of five (5) withdrawals in a calendar month. For advisory accounts, if you make more than five (5) withdrawals in any calendar month, your entire 麻豆社 Bank USA听Core Savings position (principal plus accrued interest) will be liquidated at the sixth (6th) withdrawal and deposited in your advisory account. Your funds will not be automatically re-deposited into 麻豆社 Bank USA Core听Savings the following month. If you would like to deposit into 麻豆社 Bank USA Core Savings again, you may instruct your Financial Advisor to transfer funds back into 麻豆社 Bank USA Core Savings. For these purposes, a听withdrawal will be considered to occur on the day on which the funds are actually withdrawn from 麻豆社 Bank USA Core Savings, which may not be the same day on which you place an order for the withdrawal. Any听applicable fees will be posted to your account at 麻豆社 Financial Services Inc. the business day following the excess withdrawal, and may reduce your earnings. You may incur a withdrawal fee or your position may be听liquidated, as applicable, even if the withdrawal is involuntary such as if a withdrawal is made by 麻豆社 Financial Services Inc. to meet a margin call.

Please carefully review the 麻豆社 Bank USA Core Savings Disclosure Statement available at .

3 Based on comparison to the National Deposits Savings average Annual Percentage Yield (APY) as published on the , as of February 17, 2026.

4听Interest begins to accrue on the day your deposit is credited to 麻豆社 Bank USA Core Savings. Deposit and withdrawal orders must be submitted before 4 p.m. Eastern Time on a business听day in order to be credited on the same day. Deposit and withdrawal orders submitted after 4 p.m. Eastern Time on a business day or on a non-business day will be credited on the next business day.

For any deposits from an external account, your funds will be credited in 麻豆社 Bank USA Core Savings typically in one business day if you submit your funds transfer request before 6 p.m. Eastern Time on a business听day. If your request is submitted after 6 p.m. Eastern Time on a business day or on a non-business day, your funds will be credited on the second business day.

A business day is Monday to Friday, excluding New York Stock Exchange and federal holidays.

5 Only non-advisory accounts can execute online 麻豆社 Core Savings deposits and withdrawals. Note: You must enroll in Electronic Funds Transfer services in order to make 麻豆社 Core Savings deposits and withdrawals.听

Up to 10 withdrawals per month. Thereafter, a $25 fee per withdrawal (may reduce earnings) or liquidation of the entire savings balance will apply, based on account type.


About 麻豆社 Financial Services Inc.鈥

The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with 麻豆社 Financial Services Inc., a registered broker-dealer听and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available听upon request or at sipc.org. These accounts provide access to cash management services through arrangements with affiliated banks and other third-party banks, and听provide access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of 麻豆社 Financial Services Inc. 麻豆社 Financial Services Inc. is not a bank.

Investment, insurance and annuity products: Not FDIC insured 鈥 Not deposits 鈥 No bank guarantee 鈥 May lose value

麻豆社 Financial Services Inc. is a subsidiary of 麻豆社 Group AG. Member FINRA. Member SIPC.

This information is not provided based on your particular financial situations or needs and does not take into account individual investors' circumstances. You should not consider this information to be a 鈥渞ecommendation鈥 by 麻豆社 or your 麻豆社 Financial Advisor.

漏 麻豆社 2025. All rights reserved. The key symbol, 麻豆社, Resource Management Account, RMA, Business Services Account BSA, International Resource Management Account, and IRMA are among the registered and听unregistered trademarks of 麻豆社.

Review code: 20251212-5051539 Exp. 12/12/2026