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麻豆社 Financial Services Inc. (鈥麻豆社" or 鈥we鈥)听offers access to a wide range of deposit options at our affiliate bank, 麻豆社 Bank USA, N.A (鈥麻豆社 Bank鈥). Clients may manage their liquidity needs through participation in the 麻豆社 Deposit Sweep Program and enrollment in savings products, such as 麻豆社 Bank USA Core Savings and certificates of deposit issued by 麻豆社 Bank.

The current annual percentage yields (鈥APY鈥) for the 麻豆社 Deposit Sweep Program and 麻豆社 Bank USA Core Savings are noted below. APY is an annualized rate that measures the total amount of interest paid on deposits based on the interest rate and the frequency of compounding. Interest paid on deposits is tiered based on the total amount of eligible deposits in a Marketing or QP/SEP/SIMPLE Relationship as defined in the Agreements and Disclosures booklet. APY is variable and subject to change at any time without prior notice.

Information about FDIC insurance.听Your deposits at 麻豆社 Bank and other banks participating in the 麻豆社 Deposit Sweep Program (collectively, 鈥Program Banks鈥) are insured by the Federal Deposit Insurance Corporation (鈥FDIC鈥) up to USD 250,000 per depositor for each insurable ownership capacity, provided that the requirements for deposit insurance have been met. The Program Banks in the 麻豆社 Deposit Sweep Program are described in the applicable sections of this page.听You are responsible for monitoring the total amount of deposits at each bank to determine the extent of FDIC deposit insurance coverage. For more information about FDIC insurance, you may visit the FDIC website at .听Please note that FDIC deposit insurance only covers the failure of an insured bank. 麻豆社 Financial Services Inc. is not an FDIC-insured bank. Balances in deposit accounts at 麻豆社 Bank and other Program Banks are not eligible for protection by the Securities Investor Protection Corporation (鈥SIPC鈥).

麻豆社 Deposit Sweep Program

* Advisory refers to accounts in the Portfolio Management Program (PMP), Advisor Allocation Program (AAP), Advice Portfolio (AP), Consolidated Advisory Program (CAP), Strategic Wealth Portfolio (SWP), Institutional Consulting (IC), ACCESS and Managed Accounts Consulting (MAC), and Strategic Advisor (SA). All other accounts that sweep in the 麻豆社 Deposit Sweep Program are brokerage accounts.

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Information about the 麻豆社 Deposit Sweep Program. 麻豆社 offers the following options in the 麻豆社 Deposit Sweep Program to automatically deposit available cash balances in eligible 麻豆社 accounts into interest-bearing accounts at 麻豆社 Bank or other Program Banks on a daily basis.

  • 麻豆社 FDIC-Insured Deposit Program and 麻豆社 Insured Sweep Program. Available cash balances in retail trust accounts and most retail, business, and retirement accounts will be swept daily up to USD听249,000 or USD听498,000 for joint accounts (鈥淒eposit Limit鈥) to a deposit account at each Program Bank in the order in which the banks are listed at . 麻豆社 Bank is the first bank on the list. Once the Deposit Limit has been reached at each Program Bank, any excess funds will be swept to 麻豆社 Bank without limit. The bank list is subject to change at any time.
  • 麻豆社 Deposit Account Sweep Program (鈥淒eposit Program鈥) and 麻豆社 Business Account Sweep Program (鈥淏usiness Program鈥). Available cash balances in retirement accounts, including plan participant accounts, that are managed on a discretionary basis in certain advisory programs will be swept daily to a deposit account at 麻豆社 Bank through the Deposit Program or the Business Program, as applicable, without limit.

For more information about the 麻豆社 Deposit Sweep Program, please see听麻豆社 Deposit Sweep Program Disclosure Statement听or contact your Financial Advisor.

麻豆社 Bank USA Core Savings

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鈥溌槎股 Bank鈥 is 麻豆社 Bank USA, N.A. Member FDIC, NMLS no. 947868. 麻豆社 Bank is a subsidiary of 麻豆社 Group AG.

About 麻豆社 Bank
麻豆社 Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Funds on deposits at 麻豆社 Bank are eligible for FDIC insurance up to USD 250,000 (including principal and accrued interest)听per depositor for each insurable capacity (e.g., single, joint, etc.) in which the deposit is held. For purposes of FDIC insurance, your deposits will be aggregated with your other deposit balances held in the same insurable ownership capacity at 麻豆社 Bank, including deposits placed at 麻豆社 Bank through participation in the听麻豆社 Deposit Sweep Program or through sweep programs offered by third-party broker-dealers, 麻豆社 Bank Core Savings deposits, and 麻豆社 Bank certificates of deposit you own. You are responsible for monitoring the total amount of deposits at 麻豆社 Bank in order to determine the extent of FDIC deposits insurance coverage. For more information about FDIC insurance, please visit the FDIC website at .

Your eligibility for a particular 麻豆社 Deposit Sweep Program option is set forth in the Account Agreements and Disclosures, which may be viewed at ubs.com/accountdisclosures. Depending on the particular option, the available cash balances in your/your client鈥檚 securities account at 麻豆社 Financial Services Inc. (鈥溌槎股玮) will be automatically deposited into deposit accounts at (i) 麻豆社 Bank , a Federal Deposit Insurance Corporation (鈥淔DIC鈥) member bank that is affiliated with 麻豆社 or (ii) other participating banks whose deposits are FDIC insured. The current lists of banks participating in the 麻豆社 Insured Sweep Program and 麻豆社 FDIC-Insured Deposit Program are set forth in 麻豆社 Bank Priority Lists, which is available online at ubs.com/bankprioritylists. You can view the current yields for the sweep options at ubs.com/sweepyields.

Please discuss your options with your Financial Advisor.

About 麻豆社 Financial Services Inc.

The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with 麻豆社 Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org. These accounts provide access to cash management services through arrangements with affiliated banks and other third-party banks, and provide access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of 麻豆社 Financial Services Inc. 麻豆社 Financial Services Inc. is not a bank.

Investment, insurance and annuity products: Not FDIC insured 鈥 Not a deposit 鈥 No bank guarantee 鈥 May lose value
麻豆社 Financial Services Inc. is a subsidiary of 麻豆社 Group AG. Member FINRA. Member SIPC.听漏 麻豆社 2025.

The key symbol, 麻豆社, Resource Management Account, RMA, Business Services Account BSA, International Resource Management Account, and IRMA are among the registered and unregistered trademarks of 麻豆社. All rights reserved.