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Important information on SMS (text) alerts.

“�鶹�� Bank” is �鶹�� Bank USA, N.A. Member FDIC, NMLS no. 947868. �鶹�� Bank is a subsidiary of �鶹�� Group AG.

Benefits are subject to change and cancellation at any time. Certain conditions, limitations and exclusions apply. Certain conditions, limitations and exclusions apply. Certain restrictions may apply for usage of �鶹�� Visa credit card benefits by non-U.S. residents. For more information on benefits, see .

¹ Eligible �鶹�� Visa Infinite card accounts must have cumulative spending of $25,000 or greater during either the current calendar year-to-date or the prior calendar year. Credits must be requested and will be no greater than the amount of the restaurant transactions, the Amazon Prime membership fees and airport lounge access charged to your eligible �鶹�� Visa Infinite card account, up to $500 per calendar year. You may claim up to $500 in credit(s) for each calendar year in which you qualify for the benefit. If you claim more than $500 in credits in a calendar year, the credits issued will be capped at $500 for that year. If you do not claim the maximum eligible credit in a year, the unclaimed portion will not carry over into subsequent years. You must claim the credits for the same calendar year in which the applicable purchase transactions posted to your card account. A credit must be claimed within 120 days of the transaction date.

Amazon Prime is provided by Amazon.com, Inc. and not by �鶹�� Bank or its affiliates. �鶹�� makes no representation or warranties with respect to any product or service offered by Amazon.com, Inc. and �鶹�� will have no input concerning such products and services. �鶹�� andAmazon.com, Inc. are independent of each other and do not have an agency, partnership or employment relationship, and �鶹�� may not act for or bind Amazon.com, Inc. in any manner. All requests for products or services must be made directly with Amazon.com, Inc. and are subject to its internal review and approval process.

^2��Extra points are based on merchant category code. To be eligible for extra points, purchases must be made directly with a qualified merchant.For example, air travel booked through online booking sites other than the airlines’ own sites may not qualify for extra points. Groceries not bought at stand-alone grocery stores (such as purchases within a larger retail store) may not qualify for extra points. Purchases at superstores and warehouse clubs do not qualify for extra points. Digital Entertainment, Newspapers and Cable TV include all transactions within the “Cable, Satellite and Other Pay Television/Radio/Streaming Services” merchant category, which at present includes the following services: Disney+, ESPN+, FuboTV, Hulu, Max, Netflix, Pandora Radio, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify and Vudu. In addition, recurring subscriptions to Audible,Pandora Internet Radio, Wall Street Journal, New York Times, USA Today, Los Angeles Times, Washington Post, Boston Globe, Chicago Tribune, Houston Chronicle, Newsday, New York Post, Sun Sentinel and San Francisco Chronicle will also receive extra points. The list of subscriptions qualifying for extra points remains at the discretion of �鶹�� Bank, and may change periodically and without notice. Please note that any streaming platforms purchased or subscribed for via Apple shall be excluded for the purposes of extra points. Please call the number on the back of your card with any questions.

^3��You must enroll in this benefit on �鶹�� Online Services and select one of the eligible domestic US carriers. The selected airline applies to all cards in the enrolled card account. Qualifying Airline Purchases must be charged to the enrolled card account and may vary by airline. �鶹�� and Visa rely on airlines to submit the correct information for these transactions.

⁴ You must be an eligible �鶹�� Visa Infinite cardholder to participate in this offer.

You must complete either the Global Entry® or TSA PreCheck® application(s) and pay the application fee(s) with your �鶹�� Visa Infinite card.

Global Entry® is a U.S. Government program, operated by US Customs and Border Protection (CBP). Visa and �鶹�� Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards to the Global Entry® program. For complete details on the Global Entry® program, including full terms and conditions, go to .

TSA PreCheck® is a U.S. Government program administered by the Transportation Security Administration (“TSA”), a component of the U.S. Department of Homeland Security (“DHS”). Visa and �鶹�� Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by TSA, and no liability with regards to the TSA PreCheck® program. For complete details on the TSA PreCheck® program, including full terms and conditions, go to. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.

Global Entry® also includes TSA PreCheck® benefits when departing U.S airports. Travelers must include their Global Entry® PASS ID # (located on the back of the Global Entry® card) into travel reservations to activate their TSA PreCheck® benefit.

Eligible cardholders are entitled to up to $120 in a statement credit per eligible Visa Infinite account number on one qualifying transaction every four (4) years for completing the following qualifying transactions: Global Entry® application fee or TSA PreCheck® applications fees. Cardholders can continue to earn up to $120 in statement credit(s) for application fees every 4 years. The 4 year period is based on the date of the first qualified transaction. Please allow 6 – 8 weeks after either the Global Entry® or TSA PreCheck® program application fee is charged to an eligible Visa Infinite card for the statement credit to be posted to your account.

Cardholders are responsible for payment of all charges until the statement credit posts to the account.

Visa and �鶹�� Bank reserve the right to modify or cancel this offer at any time and without notice.

⁵ Enrollment required. Eligible accounts must have cumulative spending of $12,000 or greater each year as marked by the anniversary date of your enrollment in the benefit. You may receive up to $140 in credit(s) for each year in which you qualify for the benefit. If you do not receive the maximum eligible credit in a year, the unused portion will not carry over into subsequent years. Credit(s) will only be applied to Amazon Prime membership fees charged to your enrolled �鶹�� Visa Signature card account.

Amazon Prime is provided by Amazon.com, Inc. and not by �鶹�� Bank or its affiliates. �鶹�� makes no representation or warranties with respect to any product or service offered by Amazon.com, Inc. and �鶹�� will have no input concerning such products and services. �鶹�� and Amazon.com, Inc. are independent of each other and do not have an agency, partnership or employment relationship, and �鶹�� may not act for or bind Amazon.com, Inc. in any manner. All requests for products or services must be made directly with Amazon.com, Inc. and are subject to its internal review and approval process.

⁶ We are able to rebate ATM fees only in cases where the transaction fee surcharge is submitted to �鶹�� by the ATM operator and/or network used. In the event that you do not receive a rebate for a fee that you believe is eligible, please call 800-762-1000 or from outside the US call 201-352-5257 for assistance. ATM rebates are only available to cardholders who have their �鶹�� card linked to a �鶹�� Resource Management Account (RMA) or Business Services Account BSA. We do not reimburse international ATM fees.

⁷ Extra points are based on the merchant category code defined by Visa and agreed to by the merchant. Air travel and hotel bookings through online sites other than the airlines’ and hotels' own sites may not qualify for extra points. Merchant categories for the small business extra points include office supplies, business cable/internet, shipping, business phone, and advertising, as established by Visa. Extra points small business combined spend is capped at $200,000 per credit card account anniversary year. Purchases at superstores and warehouse clubs do not qualify for extra points.

⁸ Cash Rewards 2% back on the first $100,000 in spend per year is based on the card account anniversary date.

About �鶹�� Bank
�鶹�� Visa Infinite cards, �鶹�� Visa Signature cards and �鶹�� Visa Debit cards are issued by �鶹�� Bank USA, N.A. with permission from Visa U.S.A. Inc.

About �鶹�� Financial Services Inc.

The Resource Management Account (RMA) and Business Services Account BSA are brokerage accounts with �鶹�� Financial Services Inc., a registered broker-dealer and Member SIPC.��These accounts provide access to cash management services through arrangements with affiliated banks and other third-party banks. �鶹�� Financial Services Inc. is not a bank.

Investment products: Not FDIC insured • Not a deposit • No bank guarantee • May lose value

�鶹�� Financial Services Inc. is a subsidiary of �鶹�� Group AG. �鶹�� Financial Services Inc. is a member of SIPC. Member FINRA.

© �鶹�� 2026. The key symbol Resource Management Account (RMA), Business Services Account BSA and �鶹�� are among the registered and unregistered trademarks of �鶹��. VISA, VISA INFINITE, VISA INFINITE BUSINESS, VISA SIGNATURE and VISA SIGNATURE BUSINESS are trademarks and registered trademarks of Visa International Service Association and used under license. All other trademarks are the property of their respective owners. All rights reserved.

20251124-5004291 Exp. 11/24/2026