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You should always logout from your Â鶹Éç E-Banking and Â鶹Éç Mobile Banking sessions before moving away from your computer and mobile devices. This ends your digital banking session and prevents any unauthorized access to your data and fraudulent transactions.

Clear your web browser cache and history after logging out and close your web browser to ensure that all your account information is removed.

Â鶹Éç is committed to providing you the best service and support. Â鶹Éç staff will not ask you to disclose sensitive personal information in unsolicited emails, telephone calls or instant messages.

If you suspect that your security has been breached or that unauthorized access to your Â鶹Éç E-Banking account has occurred, you should contact the Â鶹Éç emergency hotline immediately.

You may also contact your client advisor if the Â鶹Éç?emergency hotline cannot be reached.

Recognize fraud and take action

Research has shown that people click on phishing emails much more often in times of uncertainty.

Never give out personal data like contract and access card numbers or security codes if someone asks for them, even when the sender appears to be Â鶹Éç.

Never use your Â鶹Éç Access Card and card reader any other time than in Â鶹Éç E-Banking, even if someone asks you to. Â鶹Éç will never ask you to do this.

After logging in, only confirm entries that you have undertaken yourself with the Â鶹Éç Access Card and card reader. For example, new payment recipients or changing your security settings.

Tip: Â鶹Éç Mobile Banking and Â鶹Éç Access App communicate with each other directly and automatically establish a secure connection to Â鶹Éç. If you login to Â鶹Éç Mobile Banking using this method, phishing fraudsters don¡¯t stand a chance.

Keeping your access secure

Using sophisticated authentication and encryption technology, Â鶹Éç Digital Banking ensures that you enjoy convenient and secure access to your accounts. Â鶹Éç security practices are designed to safeguard your data and privacy online.

Complete peace of mind

For confidentiality, data transferred between you and Â鶹Éç Digital Banking is subject to 256-bit Secure-Socket Layer (SSL) encryption. Even if your data is intercepted, it will be unreadable.

Â鶹Éç Access Card

For your security, login information on your Â鶹Éç Access Card cannot be copied. Safeguard your Â鶹Éç Access Card at all times. Do not allow anyone to keep, use or tamper with your Â鶹Éç Access Card. Do not reveal any code generated by your Â鶹Éç Access Card to anyone. Do not divulge the card number printed on your Â鶹Éç Access Card to anyone.

Three incorrect PIN entries will permanently deactivate the Â鶹Éç Access Card. Should you require any assistance, please contact the Â鶹Éç Digital Banking hotline.

PIN

Keep your PIN confidential at all times. Do not reveal it to anyone, including Â鶹Éç staff or law enforcement agents. Nobody at Â鶹Éç will ever ask you for your PIN.

Dispose of your initial PIN information once you have used it. After memorizing your new PIN, do not write it down or store it anywhere. Your PIN should not use the same character more than twice. Do not base your PIN on your contract ID, birthdate, telephone number, identification number, or any other personally identifiable information. Change your PIN regularly. Do not reuse the same PIN over time. Do not use the same PIN for different websites, applications or services, particularly when they relate to different entities.

Change your PIN immediately if you suspect that someone else knows it or if you suspect that any unauthorized access has occurred.

Automatic time out

If you have been logged in for 10 minutes with no activity, your session will be automatically terminated.

Login

Before entering your contract ID, ensure that the website you are visiting is using a secure connection and belongs to Â鶹Éç. The security of the connection can be verified by checking that the URL displayed in the address bar on the browser begins with ¡°https://¡± and whether the site belongs to Â鶹Éç.com by confirming that the URL has the domain "ubs.com".

If you receive any SSL Certificate-related warnings, please check the authenticity of the website, clear the cache, and reopen your browser window to try again. You can also try navigating to the login page from the Â鶹Éç main website: www.ubs.com. If the error persists or if you suspect the site is not secure, please contact the Â鶹Éç Digital Banking hotline immediately.

Do not store your login details in the browser (see the general security precautions and practices section below for details on how to change this setting).

Track last login

Â鶹Éç records your last login date and time, enabling you to check unauthorized account access.

Constant monitoring

A dedicated Â鶹Éç online security team monitors the system for irregularities around the clock. To protect yourself against security threats, please carefully check the alerts and notifications as well as account statements/advice sent by us. If you see any unusual or unauthorized transactions, please contact us immediately.

iPhone screen lock check is an additional security measure to protect Â鶹Éç Access App from unauthorized access.

If you deactivate your iPhone's screen lock after installing and activating Â鶹Éç Access App, the app will no longer work. For security reasons, re-enabling the screen lock is not enough to be able to use Â鶹Éç Access App again. You have to go through the activation process again (see Getting started).

Please note the requirements for using Â鶹Éç Access App. We always recommend installing the latest app version from Google Play Store.

Below you will find information on common problems:

"Rooted device" error message

This can occur if the usage restrictions defined by the manufacturer are removed from a mobile device (Rooting, Custom ROMs). For security, Â鶹Éç Access App will no longer be usable. Please reset the device back to its original state, in order to use Â鶹Éç Access App.

Installed apps like SuperSU can also block Â鶹Éç Access App, as these could affect the security of the app. Removing such apps could help to resolve the problem.

Downloading problems

If problems are experienced while downloading and installing Â鶹Éç Access App, please empty the Google Play Store cache.

For example, with Samsung devices:

1. Open the device's settings.
2. Select "Apps".
3. Select "Google Play Store".
4. Select "Storage".
5. Select "Delete cache" and "Delete data".

Other errors

It helps us a lot if you activate the function for sending error reports to Google. We can analyze these messages and thus resolve the problems. We also appreciate your feedback in the Google Play Store ¨C in case of problems or simply if you like Â鶹Éç Access App. If you provide a specific problem description, this will enable us to help you better.

In the event of loss, theft or suspicion of misuse, for security reasons you should immediately block Â鶹Éç Access App for your device. Contact the?Â鶹Éç emergency hotline:

If your mobile device is recovered, contact the Â鶹Éç Digital Banking hotline to lift the block. You will not need to activate Â鶹Éç Access App again.

If the device is not recovered, deactivate Â鶹Éç Access App by contacting the Â鶹Éç Digital Banking hotline or follow the self-service steps via Â鶹Éç E-Banking (Refer to Deactivation).

1. Launch Â鶹Éç Access App.
2. Go to ¡°Settings¡±.
3. Select ¡°Manage PIN¡±.
4. Select your chosen contract.
5. Select ¡°Reset¡±.

OR

While you are on the PIN entry page when logging in with Â鶹Éç Access App:

1. Select "Forgot PIN" on the Â鶹Éç Access App login page.
2. Â鶹Éç Access App will be deactivated.
3. You can then reactivate Â鶹Éç Access App and set a new PIN (Refer to Getting started).
   

1. Launch Â鶹Éç Access App.
2. Go to ¡°Settings¡±.
3. Select ¡°Manage PIN¡±.
4. Select ¡°Change¡±.
5. Select the respective contract, if you have activated Â鶹Éç Access App for more than one contract.
6. Enter the current PIN.
7. Enter a new PIN.
8. Enter the new PIN again.
9. Select "Save".