Payments

Currency

Interest rate and interest payment limit

Â鶹Éç Personal account

°ä±á¹óÌý1) 3) 5)

0.000%

Â鶹Éç Personal account

·¡±«¸éÌý2) 3)

0.000%

Â鶹Éç Personal account for young people
Â鶹Éç Personal account for students

°ä±á¹óÌý1) 3)

1.000% up to CHF 1 000 7)
0.100% up to CHF 100 000
0.000% above CHF 100 000

Â鶹Éç Current account for private clients

°ä±á¹óÌý2) 3) 6)

0.000%

 

Saving / investing

Currency

Interest rate and interest payment limit

Â鶹Éç Savings account

°ä±á¹óÌý1) 3)

0.050% up to CHF 50 000
0.000% above CHF 50 000

Â鶹Éç Savings account

·¡±«¸éÌý2) 3)

0.050% up to EUR 50 000
0.000% above EUR 50 000

Â鶹Éç Savings account for
²â´Ç³Ü²Ô²µÌý±è±ð´Ç±è±ô±ð

CHF 3)

5.000% up to CHF 1 000 7)
0.300% up to CHF 50 000
0.000% above CHF 50 000

Â鶹Éç Sustainable savings account

CHF 3) 4)

0.050% up to CHF 50 000
0.000% above CHF 50 000

Â鶹Éç Rental deposit account

CHF

0.010% up to CHF 50 000
0.000% above CHF 50 000

Â鶹Éç Investment fund account

Â鶹Éç key4 smart investing account

CHF

0.050%
Interest applies to non-invested credit balances.

Retirement provision

Currency

Interest rate and interest payment limit

Â鶹Éç Fisca account 3a

CHF

0.100%Ìý

Â鶹Éç Vested benefits account

CHF

0.010%

1)ÌýDebit interest: 12.000% (for a Â鶹Éç Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0.000%) may be levied depending on current interest rates and the amount of your credit balance.
4) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by Â鶹Éç. Only available within Â鶹Éç key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
5) If a Â鶹Éç Personal Account is managed as a Â鶹Éç Immo-Smart account, the following interest rates apply: 0.050% on balances up to CHF 50,000; 0.000% on balances above CHF 50,000. The requirements for Â鶹Éç Immo-Smart can be found at ubs.com/immo-smart.
6) Foreign currencies: non-interest bearing.
7) Only as part of the dedicated banking offer for children up to and including age 11. For more information on this banking offer for children, go to ubs.com/kidsbanking.

For private clients. Valid from 1 March 2026.