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• Expense management: Detailed transaction data for accounting and analysis systems
• Simple billing: Invoicing is done on the main and card account
• Flexible payment options: LSV direct debit procedure (CHF/EUR) or QR-bill (CHF/EUR/USD)
• Electronic data provision: Optimized integration into internal systems for expense and travel cost management
• Security Central booking through Travel Management Company (TMC) for increased control
• Analysis and negotiation advantages: Transparent data basis for better conditions with airlines

• Optimized business travel management: Central booking and payment of flight and travel services
• Increased efficiency: Simplified evaluation and analysis of travel expenses
• No physical card: No PIN, no magnetic strip, no cash withdrawals or in-person payments
• Flexible use: Can be used by all authorized employees for travel bookings
• 24/7 client support: Support with questions, emergencies and card blocking

Main account management:

• on request;

Fees:

• transactions in foreign currencies: 1.5% processing surcharge;
• transactions in CHF abroad: 1.5% processing surcharge;
• default interest: 15% annual interest if payment is not made on time;
• late fees: CHF 30 – CHF 60

Reporting functionalities: implementation and transaction costs on request.

• Only for eCommerce or payments via digital wallet.
• Subscriptions and recurring online payments.
• Record one-off payments or urgent expenses and add documentation/receipts easily online in the portal or via the mobile app.
• Enable employees to use a one-time virtual card for business expenses at meetings or events.

• All expenses are consolidated on a centralized dashboard, which provides a real-time overview of all cards and expenses.
• Mobile wallet, intuitive display and automated processes ensure seamless payment and a positive experience at every touchpoint.
• Automated reconciliation of payments and transactions is effortless with VCP. Extensive, expanded data.
• The payment solution allows you to manage supplier payments, travel bookings and operating costs while providing automatic reconciliation and real-time visibility – all through a single intuitive app.