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For the time being, nothing will change for you as an LSV+/BDD biller or invoice recipient. You can continue to use LSV+/BDD as usual until 30 September 2028. You don’t need to do anything right now.

�鶹�� Direct Debit is the ideal follow-up solution for collecting payments from customers with a debit account at �鶹��. It enables you to continue using the direct debit procedure after 30 September 2028.

As an alternative, you can already send eBill invoices with �鶹�� Digital Invoicing or use the QR-bill for invoicing. To make your invoicing process even more efficient in future, we are currently working on further LSV+/BDD alternatives and offers.

We will update the information on this website on an ongoing basis and contact you in good time to discuss the options that are right for you.

If you have any further questions or concerns, please contact your client advisor.

For direct debits from payers without a �鶹�� debit account for which �鶹�� Direct Debit cannot be used, we offer the following alternative solutions to payees:

We offer the SEPA direct debit system for direct debits in euros in Switzerland. For SEPA direct debits, the payer’s bank must also support the system.

To make your invoicing process even more efficient in future, we are currently working on further LSV+/BDD alternatives and offers. We will update the information on this website on an ongoing basis and contact you in good time to discuss the options that are right for you.

Yes, all Swiss financial institutions that offer LSV (LSV+/BDD) are affected.

�鶹�� is not currently planning to implement eBill Direct Debit, as there are a number of direct debit use cases for which it does not offer a solution.

We see great potential in the solution announced by TWINT and will be happy to keep you informed.

TWINT is planning a modern, digital direct debit solution, which will be available well before LSV+ and BDD are discontinued. This new generation of direct debit system aims to meet the needs of both traditional direct debit customers and TWINT users. For more information, please refer to the press release from TWINT at twint.ch/en/company-news/.

�鶹�� is doing everything necessary to offer billing clients the best possible and most cost-effective solutions that cover all their needs. Since��the financial center’s decision to discontinue its LSV product represents a challenge for many of our clients, especially in the area of BDD (direct debit without objection; for companies) and for non-digital clients, we have decided to support clients by continuing direct debit processing within �鶹��. However, we will continue to adhere to the established ISO 20022 standards in the future so that no additional costs are incurred for billers or software manufacturers.

We are continuing to work on establishing a direct debit solution in Switzerland in the future and will inform you in good time of further developments.