�鶹��

1. Work with your advisor or use Mobile Banking on your own to select up to five funds that fit your investment strategy, goals and risk profile.
2. Transfer money to your new investment fund account.
3. As soon as CHF 50 is deposited into your investment account, this amount will be invested in accordance with your investment instructions.

You can also make regular payments into your fund account by standing order, which will increase your chances of achieving a lower average purchase price and boost your potential returns in the long term.

An extensive selection of �鶹�� Investment Funds is available to you.

Both are fund accounts but with different characteristics: In �鶹�� key4 smart investing, you do everything yourself online; with the �鶹�� Investment Fund Account, your advisor supports you.

The value of a fund unit is determined by the stock prices of the individual securities. In theory, you achieve the highest return when you buy shares at the lowest price. But you only know when this price has been reached in hindsight.Instead, we recommend investing the same amount on a regular basis. When prices are low, you’ll receive more fund shares for this amount; when prices are high, you’ll purchase fewer shares. This "average cost effect” increases your chances of a lower average purchase price – and the question of the right time becomes superfluous.

That’s exactly what the �鶹�� Investment Plan is for. It allows you to invest monthly and benefit from attractive interest rates, reduced fees and higher long-term return opportunities.

Yes, you can. Just let your advisor know that you want to invest in a child’s future, and we’ll set everything up for you. There’s only one difference between opening a fund account for yourself and one for a child: The child first needs their own �鶹�� account. This is a free gift savings account that is then linked to the �鶹�� Investment Fund Account.